American Career College faced alleged claims of fraud by its former students who state that the college kept their transportation, housing, and personal money without providing the services the funds were allotted for. The class action suit for consumer fraud was launched by hundreds of students who found out after the fact that their Federal Aid Program had paid the school directly for these costs but that American Career College never offered such services. This meant students had to fund their own transportation, housing, and associate costs even though their loans had paid for them.

The American Career College advertised its vocational nursing program, for example, as costing $33,950 but didn’t include a cost break down to the students. In reality, tuition was only $18,600 and the collect pocketed the other $15,000. When students received statements from their federal student loan programs they found that they had been allotted funds for housing, transportation, and personal expenses paid directly to the college but never received any of the services the funds covered.

The lawsuit for fraud, unfair business practices and conversion was filed against the American Career College with the claim that it intentionally targeted low-income students to gain these extra funds from federal loans. Students had been offered “help” filling out all of their paperwork and loan documents but instead of making their lives easier, the college lined their pockets and left students in a financial lurch. The Government Accounting Office revealed in undercover investigations that students without high school diplomas to qualify for the program, instead of being refused, were told the college would take care of it. Take care of it they did as the school lied about their educational programs in order to enroll them and get their hands on federal aid funds. Students unable to pass entrance exams were often told the answers for qualify tests or the tests were tampered with so students could enroll.

Student reviews for American Career College indicate that they did not get what they paid for. Instruction in the class involved insufficient materials, outdated materials, or instructors who could not teach. During externship, students often found out current practices did not even use many of the tools the program had trained with as they were so outdated. Many experienced harsh criticism by their placement and many were thrown out of operating rooms, dentist’s procedural rooms, or were told they were too slow and unequipped to work in the field. Upon graduation most students expecting job placement assistance found they had to find jobs themselves and ended up being accepted for minimum wage positions.

With many claiming their experience in the classroom was inadequate or lacked essential supplies, one has to wonder what the school did with all those extra funds they collected.

  • Find Out If You Qualify For Hardship Relief


    Tell Us About Your Situation

    Hardship Form
    Sending

    By entering phone number and email you're acknowledging that you will receive communication from Challenge Student debt regarding your student loan relief options via text, email and phone.  Help is on the way.

    *Please note that all calls with the company may be recorded or monitored for quality assurance and training purposes. Challengestudentdebt offers enrollment in programs that best fits the consumers needs. Not all debts are eligible for enrollment; client must be in financial hardship to enroll. If client decides on enrolling in debt settlement, clients who are able to stay with the program and get all their debt settled realize approximate savings of 50% before fees. Fees are typically half of the monthly payment required by creditor. Maximum fee is 20% of debt enrolled, for a maximum of 24 months. Not all clients complete the program for various reasons, including their ability to save sufficient funds. Estimates based on prior results, which will vary based on specific circumstances. The program does not guarantee that you will be debt-free within a specific period of time. The company does not assume consumer debt, make monthly payments to creditors or provide tax, bankruptcy, accounting or legal advice or credit repair services. Not available in all states. Please contact a tax professional to discuss tax consequences of settlement. Read and understand all program materials prior to enrollment, including potential adverse impact on credit rating. The program may result in you being subject to collections or being sued by creditors or collectors and may increase the outstanding balances of your enrolled accounts due to the accrual of fees and interest. However, negotiated settlements the company obtains on your behalf resolve the entire account, including all accrued fees and interest. In addition the company will provide a contracted attorney if required.

    Or Call Now: 855-980-6818

    Privacy Policy

  • Meet Attorney Binh Bui

    Binh Bui Private Student Loan Hardship Program
    Attorney Binh Bui, is an active member of the California Bar and has been involved in developing and managing debt relief programs for over ten years.  Over the past three years he saw that many individuals struggling with their monthly payments on their Private Student Loans were not being provided many relief options by their creditors and had very limited options for help.

    Because of this, he developed a Private Student Loan Relief Program for individuals going through financial hardship, creditor harassment and legal threats.  The program works to get individuals who qualify a significant reduction in debt, interest and payments.

    *the program developed by Binh Bui is managed by a company and is not a law firm.  Binh Bui is involved in that company

  • Find Out If You Qualify For Hardship Relief Based On Education Fraud

    Get Started With FREE Private Student Loan Review!

    fb form - challenge
    Sending

    Prefer Phone Review? Call Now: 866-605-7167

    By entering phone number you’re acknowledging that you will receive communication from Challenge Student debt regarding your student loan options via text and phone. Your information will not be passed or sold to any 3rd parties

  • Find Out If You Qualify For Hardship Relief On Your Private Loans

    Get Started With A Review Via Text Now!

    Name, Phone, Zip
    Sending

    Prefer Phone Review? Call Now: 855-980-6818

    By entering phone number you’re acknowledging that you will receive communication from Challenge Student debt regarding your student loan options via text and phone. Your information will not be passed or sold to any 3rd parties

  • Find Out If You Qualify For Relief Programs

    Get Started With A Review Now!

    site form - challenge
    Sending

    Prefer Phone Review? Call Now: 855-980-6818

    By entering phone number you’re acknowledging that you will receive communication from Challenge Student debt regarding your student loan options via text and phone. Your information will not be passed or sold to any 3rd parties

  • Find Out If You Qualify For Hardship Relief On Your Private Loans

    Get Started With A Review Via Text Now!

    Name, Phone, Zip
    Sending

    Prefer Phone Review? Call Now: 855-980-6818

    By entering phone number you’re acknowledging that you will receive communication from Challenge Student debt regarding your student loan options via text and phone. Your information will not be passed or sold to any 3rd parties

  • Find Out If You Qualify For Hardship Relief Based On Education Fraud

    Get Started With A Review Via Text Now!

    Name, Phone, Zip
    Sending

    Prefer Phone Review? Call Now: 866-605-7167

    By entering phone number you’re acknowledging that you will receive communication from Challenge Student debt regarding your student loan options via text and phone. Your information will not be passed or sold to any 3rd parties

  • Start Your Student Debt Challenge Review

    site form - challenge
    Sending

    By clicking, “Start Challenge Review” you are acknowledging that you will receive communication from Challenge Student debt regarding your student loan options via text, email and phone. Your information will not be passed or sold to any 3rd parties