“These private student loan companies are predatory. I have an extremely high interest rate and my lender refused to work with me. I had to default on my loans and I was getting non-stop harassment calls. Thank goodness I ran across Challenge Student Debt, which helped me get this all under control.” – Dane – Bordentown, NJ
“I have two daughters with private student loans I co-signed on. When they graduated they could only get minimum wage jobs, so I helped them with payments. When I ran out of money, I asked the bank for help, but they refused to lower payments. I felt like the bank was just like a modern day loan shark. My credit and my daughters credit got ruined and the balance doubled. Without Challenge Student Debt explaining what we could do based on our hardship, I am not sure what we would have done. ” – Kristi – Reno, NV
“After my Federal Aid ran out, I was forced to apply for Private Student Loans to complete my degree. Now I am 30 years old and without a job. My bank was asking me to pay $1,100 a month and most of that was interest. If I did not find out from Challenge Student Debt, there is a program available to those going through financial hardship, I would have been under this stress for the rest of my life” – Jacob – Milton, MA
“The for profit school I went to sure made me believe that they were going to take care of everything – not to worry, they have it all under control (yea, they did alright). I spent over two years with them and didn’t get to finish my major because I ran out of money. The only thing I got from them was deeper in private student loan debt, hardship, and a lot of hurt. The loans can’t be consolidated, and can’t be put in a bankruptcy case. If I did not get guidance from Challenge Student Debt, I would still be in this nightmare” – Nicholas – Tewksbury, MA
“Once I completed my schooling from my for-profit school, I applied at many places I had hoped to work for after getting my degree. However, because I didn’t have the hands on experience with the technology needed in the field, I was not able to get hired. I actually regret going to college and believe I would have better credit had I just went to work at McDonald’s. Now at least I have a chance to get some reprieve on my debt, thanks to Challenge Student Debts Guidance” – Brandon – Salem, OR
“Everything was fine for the first 2 years at U of Phoenix, but then I had exhausted my federal funding. Two weeks before the end of each semester after that I was pushed to get more private loans. Then when I thought I had graduated, they said I needed four more classes. I took those classes, but they would not give me my diploma until I gave them $3500! I never did get my diploma and was getting harassed non stop after graduation. I did not know what to do until I ran across Challenge Student Debt. Thank you” – Haywood – Silver Spring, MD
“Nothing worse than having $160,000 from Devry and being told by every employer that they don’t hire anyone that graduate from that school. Thank goodness I was referred to Challenge Student Debt, who told me what my options were and what it takes to challenge my debt” – Michael – San Jose, CA
“I got my degree in accounting from U of Phoenix and when I enrolled they told me that they had a 98% placement rate for individuals that get accounting degrees. As it turned out I did not get any help getting a job and I ended up working in a factory. The only positive thing about this situation is that I learned I can dispute my debt, thanks to Challenge Student Debt” – Rodney – Winchester, IN
“I was told when enrolling in The Art Institute that grants would cover much of my tuition and that I would have not problem paying off my loans after I graduated. Next thing you know I have a ton of debt at 10%+ interest and no job to show for it. I didn’t know there is something I can do about the deception I experienced until I talked to Challenge Student Debt” – Colin – Rancho Santa Margarita, CA
“I was told by ITT tech that I would place in a job and that I would much more than I was making at the time. When I graduated I did not receive any job placement assistance and I am still looking for a job 3 years later. Not only that my interest rates on my loans are over 20%, which I was never told about when signing the paperwork. I didn’t think I had any options, until I talked to Challenge Student Debt” – Virginia – Tooele, UT
“Boy was I naive. When enrolling in Platt, I was struggling with employment, so when they guaranteed I would get a job in the field I wanted, I got excited and signed up. When graduation time came, job placement assistance was non-existent. When I started to search if there was any options to deal with my debt based on my school experience I found Challenge Student Debt, and learned what my options were.” – Janice – Atlanta, GA
“I was really disappointed with my experience with ITT tech. They had me take courses that were basically a repeat of high school and when I thought I was done with the course curriculum they told me I needed to take a bunch more courses. I was done at that point. Only after finding Challenge Student Debt did I realize I had options to pursue, based on what happened” – Nick – Columbia City, IN
